Their StoryDreams Fulfilled
It was an exciting year for Howie and Theresa. Several dreams were fulfilled. The first was the birth of their daughter, Elisha Joy Sachi (Sachi means joy in Japanese). Since their engagement, Howie and Theresa have believed and spoken that they would have two boys and a girl. With Isaiah and Gabriel, the birth of Elisha completes their family.
The next dream to come true was the purchase of their third home. This property was the showroom model of the Coconut Plantation Resort where they reside.
“We always wanted a place big enough for my parents or friends and family to be able to stay with us,” says Theresa. This new place has an apartment with a separate entrance, a living area, and a kitchenette. It sits right in front of the beautiful sand-bottom pool and Jacuzzi area next to the barbecue. “It’s perfect!” says Howie.
Another dream of Theresa’s was to go on a cruise. So in November Howie and Theresa took her parents, their three children, nanny, and some of their dearest friends on a Disney Cruise for a week.
An Incredible Lifestyle
The business has provided Howie and Theresa the time and money to live an incredible lifestyle. They are able to travel back and forth to Hawaii where their family resides and then to their home in Colorado. “We have the best of both worlds ... the majestic Rocky Mountains and the blue Pacific,” says Howie.
Life Education
As a result, the children are exposed to a dynamic lifestyle and get to experience so much more than if Howie and Theresa were working conventional jobs. They are also being educated privately with their own teacher in a classroom in their home. The teacher to student ratio is one-to-one.
Retired at 28
Howie was a physical therapist and was able to retire at the age of 28. The income from his business allowed him to pay off his student loan debt. His biggest dream was to have six Saturdays and a Sunday—and now he has that.
Married with Security
Theresa, who retired from the insurance industry and also got out of debt had a dream to be married and have security—she now has that. “Our marriage is awesome! Howie and I know it’s a direct result of having common visions and dreams with incredible examples from the leadership in this business,” says Theresa. Another blessing is their ability to hire help. Howie and Theresa employ a nanny, office manager, and personal manager.
Giving Back
They are free to do what they love most—spending time with family and serving the people in their organization. “We are so grateful for the opportunity we both received, and we believe it’s our obligation to give back,” says Howie.
Two Diamonds
Howie and Theresa built their business separately to the Diamond level. They met and were married—which was the first time in the company’s history that two diamonds were married. So, as you can imagine, they see it from a whole different level. They know the business can work for anyone and are so passionate about helping other people reach their dreams.
The Ones Who Went Before Us
“We thank God for everything: our upline Terry and Linda Felber, Matt & Sandee Tsuruda (Theresa’s brother and sister-in-law), all the leadership who have gone before us, Ron and Georgia Lee Puryear, and all the people in the organization … we are truly blessed!” says Howie.
Today, Howie and Theresa have three children; Isaiah, Gabriel, and Elisha-Joy. They are full-time parents and full-time husband and wife.
“One of the greatest rewards is having control of time. Theresa and I love the fact that we can both be home together with our kids. It’s worth every ‘No’,” says Howie. “one of our dreams is that our children want to follow in our footsteps and build the business. That would be such an honor. What continues to drive Howie and Theresa in building the business is their vision to mentor and coach 100 singles and/or couples to have financial freedom.
“We truly believe that this is the best business opportunity in the world and a worthwhile calling. We call it, “lifestyle evangelism.” Living your life in such a way that others see it and want to follow. We have incredible friendships and cherished relationships. We believe that too much is given, much is required... and we have been given so much!”
Prior to the business, Howie was busy earning two Bachelors and a Masters degree in Physical Therapy from top schools in Philadelphia and New York. He graduated with a 4.0 GPA at the top of his class. Although he says he was an average student, he learned to focus and stay disciplined.
“My schooling prepared me for this business. I am proud of my education and encourage people to go to school. I let them know that education has nothing to do with financial success. I got out of school with $65,000 in school debt and a salary of $22,000 a year. I started my own clinic in 1989. The start up was $200,000 I didn’t have, so I borrowed it. At the height of my practice I was making $250,000 a year. Still, I had 17 employees, was working 60-80 hours a week, had $47,000 a month of overhead and was drowning in debt. I was in debt from the loan, school loans, auto loans, mortgage, and credit cards. I was only 26 years old.
A doctor friend named Dick McCreery showed me the plan and introduced me to Terry Felber. I connected with Terry early in my business. I was excited about the freedom and lifestyle that I saw Terry had. Terry coached me, I got focused and I was able to step away from my practice in 1994 and was free at 28!”